:root{
  --bg:#f5f6f8;--card:#ffffff;--text:#15171b;--muted:#667085;
  --line:#e4e7ec;--brand:#111827;--accent:#3b4a5a;--soft:#eef1f4;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--text);background:var(--bg);line-height:1.65;
}
a{color:#334e68;text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(1120px,calc(100% - 40px));margin:0 auto}
header{
  position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);
  border-bottom:1px solid var(--line);backdrop-filter:blur(8px)
}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:24px}
.brand{font-weight:900;letter-spacing:.4px;color:var(--text);font-size:20px}
nav{display:flex;gap:20px;flex-wrap:wrap}
nav a{color:#344054;font-size:14px;font-weight:700}
.hero{
  padding:96px 0 76px;
  background:linear-gradient(135deg,#eceff3 0%,#ffffff 60%,#f0f2f5 100%);
  border-bottom:1px solid var(--line)
}
.eyebrow{
  display:inline-block;padding:6px 10px;border-radius:999px;background:var(--soft);
  color:#344054;font-weight:800;font-size:13px;margin-bottom:18px
}
h1{font-size:clamp(40px,7vw,70px);line-height:1.05;margin:0 0 20px;letter-spacing:-2px}
h2{font-size:32px;line-height:1.2}
.hero p{font-size:20px;color:#475467;max-width:780px;margin:0}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 18px;
  border-radius:10px;background:var(--brand);color:white;font-weight:800
}
.btn.secondary{background:white;color:var(--brand);border:1px solid #cfd5dc}
section{padding:70px 0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.two{display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:start}
.card{
  background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;
  box-shadow:0 8px 24px rgba(16,24,40,.04)
}
.card h3{margin:0 0 8px}
.card p{margin:0;color:var(--muted)}
.info{margin:0;padding:0;list-style:none}
.info li{padding:12px 0;border-bottom:1px solid var(--line)}
.info strong{
  display:block;font-size:12px;text-transform:uppercase;letter-spacing:.08em;
  color:var(--muted);margin-bottom:2px
}
.policy h1{font-size:42px;letter-spacing:-1px}
.policy h2{font-size:24px;margin-top:34px}
.policy .meta{color:var(--muted);margin-bottom:28px}
.note{
  background:#fff7e8;border:1px solid #ecd49a;border-radius:12px;padding:16px 18px;color:#654b15
}
footer{border-top:1px solid var(--line);background:#fff;padding:34px 0;color:var(--muted);font-size:14px}
.footer-row{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.footer-links{display:flex;gap:16px;flex-wrap:wrap}
@media(max-width:800px){
  .grid,.two{grid-template-columns:1fr}
  nav{display:none}
  .hero{padding:70px 0 54px}
  section{padding:52px 0}
}